Find out exactly how much SDLT you will owe on your property purchase — instantly.
England and Northern Ireland: Stamp Duty Land Tax (SDLT), administered by HMRC.
You have bought property before and this will be your only home.
£
Stamp duty to pay
£0
Property price
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Effective rate
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Tax breakdown by band
Band
Rate
Taxable amount
Tax due
Estimate only. This calculator provides an indication of SDLT based on current rates. Your actual liability may differ — always confirm with your solicitor or conveyancer before exchanging contracts. This is not financial or legal advice.
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First-time buyers pay no stamp duty on the first £300,000, then 5% on the portion between £300,001 and £500,000. If the property costs more than £500,000, no relief is available and standard rates apply in full.
What is the additional property surcharge? +
If you are buying a second home, buy-to-let, or any residential property that means you own more than one, you will pay a 5% surcharge on top of standard SDLT rates across all bands. This applies from the first pound.
When do you pay stamp duty? +
Stamp duty must be paid within 14 days of completing your property purchase. Your solicitor or conveyancer normally handles this as part of the completion process.
Does stamp duty apply in Scotland and Wales? +
No. This calculator covers England and Northern Ireland only. Scotland uses Land and Buildings Transaction Tax (LBTT) and Wales uses Land Transaction Tax (LTT), both with different rates and thresholds to SDLT.
Can you get a stamp duty refund? +
In some cases, yes. If you paid the additional 5% surcharge because you owned another property at the time of purchase, but then sold your previous main residence within 36 months, you may be able to claim a refund from HMRC.